Here are the 10 best car subscription services in America
The traditional model of car ownership is being challenged by a new, more flexible alternative: the car subscription service.
This innovative approach offers a hassle-free, all-inclusive way to have a car, bundling the vehicle, insurance, maintenance, and roadside assistance into a single monthly payment, much like a streaming service for your driveway.
For those who value flexibility, simplicity, and access to a variety of vehicles, a subscription can be a compelling alternative to leasing or buying.
At ShockTrail, we’re always exploring the future of mobility. This guide highlights the best car subscription services in America that are redefining what it means to have a car in 2025.
Why Car Subscriptions are Gaining Popularity
Car subscriptions are designed to eliminate the biggest pain points of traditional car ownership. There’s no haggling at a dealership, no long-term loan commitment, no separate insurance bills, and no surprise maintenance costs. The best car subscription services offer a simple, transparent monthly fee that covers everything but the fuel (or electricity).
The core appeal is flexibility. Many services allow you to swap cars periodically, letting you drive an SUV in the winter and a convertible in the summer. It’s an ideal solution for digital nomads, expatriates, or anyone who wants to avoid a long-term commitment while still enjoying the benefits of a personal vehicle.
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Real-World Scenarios: Finding the Right Subscription for Your Needs
Scenario 1: The Luxury Car Enthusiast
- The Person: David, a successful professional who loves high-performance cars but gets bored driving the same one for years.
- The Goal: To drive a variety of luxury and sports cars without the massive cost and hassle of ownership.
- The Solution: David subscribes to Porsche Drive. On the multi-vehicle subscription plan, he can swap between different Porsche models like the 911, the Taycan, and the Macan with a simple request in the app. The single monthly fee includes insurance and maintenance, and a concierge service handles the vehicle delivery and pickup. It’s the perfect way for him to experience his dream garage.
Scenario 2: The Person Relocating for a Temporary Job
- The Person: Sarah, who is moving to Atlanta for a one-year work contract.
- The Goal: To get a reliable vehicle for the year without the commitment of a lease or the uncertainty of buying and reselling a car.
- The Solution: Sarah signs up for Hertz My Car. She chooses a mid-size sedan at a fixed monthly rate that is more affordable than a long-term rental. The subscription includes basic maintenance and insurance, so her transportation costs are predictable. At the end of her contract, she simply returns the car, avoiding the complex process of selling a vehicle before her move back home.
Scenario 3: The EV-Curious Driver
- The Person: The Thompson family, who are interested in switching to an electric vehicle but are unsure if it will fit their lifestyle.
- The Goal: To try living with an EV for an extended period before making a purchase decision.
- The Solution: They use FINN to subscribe to an electric vehicle like the Hyundai Ioniq 5 for a 6-month term. The all-inclusive monthly fee makes it a simple, low-risk trial. This allows them to experience home charging, public charging on road trips, and the general driving dynamics of an EV. After the subscription ends, they can make an informed decision about whether to buy an EV or try a different model. Major automotive publications like **Car and Driver** often cover the benefits of such trial periods.
Comparative Breakdown of Top Car Subscription Services
| Service | Best For | Primary Vehicle Type | Key Feature |
| Care by Volvo | A Simple, Premium Experience | New Volvo Models | Single, all-inclusive price on a new car |
| Porsche Drive | Luxury & Performance Car Swapping | Porsche Sports Cars & SUVs | Ability to swap between different models |
| FINN | Flexibility & EV Trials | Multi-Brand (EVs, Sedans, SUVs) | Flexible 6 or 12-month terms |
| Hertz My Car | Long-Term Rentals & Simplicity | Standard Sedans & SUVs | Wide availability, predictable costs |
| SIXT+ | Month-to-Month Flexibility | Multi-Brand (Economy to Premium) | Cancel anytime flexibility |
The 10 Best Car Subscription Services in 2025
- Care by Volvo: One of the most straightforward and popular manufacturer-backed programs. It offers a single, all-inclusive price for a new Volvo, covering insurance, maintenance, and protection plans.
- Porsche Drive: The ultimate subscription for the driving enthusiast, offering flexible access to the incredible Porsche lineup, with both single-vehicle and multi-vehicle swap options.
- FINN: A fast-growing, multi-brand subscription service known for its flexible 6- and 12-month terms and a great selection of vehicles, including many popular EVs.
- Hertz My Car: A simple, widely available option from a rental giant that is perfect for those needing a car for a few months to a year without the complexities of other programs.
- SIXT+: Offers true month-to-month flexibility with a wide range of vehicles, from economy cars to premium sedans. It’s a great option for those with uncertain timelines.
- SimpleCar: Focuses on providing affordable, practical transportation with a simple subscription model for quality used vehicles in select markets.
- GO by Tom Wood: A multi-brand subscription service based in the Midwest that offers a wide variety of cars and the ability to “flip” between different vehicle tiers.
- Subscribe with Enterprise: Similar to Hertz My Car, this program from another rental leader allows you to subscribe to and swap between different classes of vehicles.
- AutoNation Mobility: A dealership-backed program offering a single monthly fee for a vehicle, with the ability to swap once per month. (Note: Check for current market availability).
- Kyte: While primarily a long-term rental service, Kyte’s model functions like a subscription, delivering a car to your door for as long as you need it, from a day to several months.
Frequently Asked Questions (FAQ)
Is a car subscription cheaper than leasing?
Not always. On a month-to-month basis, a subscription is often more expensive than a traditional 36-month lease payment. However, the subscription fee includes insurance, maintenance, and roadside assistance, which are extra costs with a lease. When you factor in the total cost and the unparalleled flexibility, it can offer better value for many people.
What is included in the monthly fee?
Typically, the single monthly payment covers the vehicle, the insurance policy, all routine maintenance (like oil changes and tire rotations), and 24/7 roadside assistance. You are only responsible for fuel/charging.
What are the mileage limits?
This varies by service but is a critical factor to check. Most subscriptions include a generous mileage allowance, often between 800 and 1,500 miles per month. Going over the limit usually incurs a per-mile fee.
Do I need my own car insurance?
No. One of the biggest advantages is that the insurance policy is included in the subscription and managed by the service. However, you must meet their driving record requirements to be approved.
Can I subscribe with bad credit?
It can be difficult. Most premium subscription services require a good credit score (typically 680+) to qualify. Services from rental companies may have more flexible credit requirements.
What is “flipping” or “swapping”?
This is a key feature of many subscriptions, especially multi-vehicle plans like Porsche Drive. It allows you to request a different car from the service’s fleet. For example, you could have an SUV for a family trip one month and a sports sedan for yourself the next.
Is this a good way to “try before you buy”?
Absolutely. A 6- or 12-month subscription from a service like **FINN** is one of the best ways to do a long-term test drive of a vehicle, especially an EV, to see if it truly fits your lifestyle. At ShockTrail, we see this as a major benefit.
Our Responsibility Safeguards
The information provided in this article is for informational and educational purposes only and does not constitute financial or automotive advice. The availability, pricing, terms, and vehicle selection of car subscription services are subject to change and may vary significantly by geographic location. Always read the subscription agreement and all terms and conditions carefully before signing up. Ensure you understand the insurance coverage, mileage limits, and any potential fees.
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